financial advisors, we specialize in all aspects
of financial planning, as compared to stockbrokers who
only deal with equities, and insurance agents who generally
only sell insurance. In Singapore, all financial advisors
must be licensed by the Monetary Authority of Singapore
and have to comply with strict legal and regulatory requirements.
traditional life insurance agents who are tied to selling
products of one insurer, we are able to offer
a wide range of products, both in breadth and in depth,
to ensure clients are able to get the best value and
best product fit.
take a holistic and proven methodological approach to helping our clients achieve their financial goals.
Although investment is an important part of financial
planning, wealth accumulation in itself is not the ultimate
financial advisors, our duty is to help our
clients better manage their financial
goals so they can have
better control over their lives. We help our clients
analyse their goals and aspirations and then recommend
customized solutions from a wide range of products to
help meet their needs.
At Jordan Huebner, we deal with many areas, including:
CHILD EDUCATION — In
today’s competitive world, a good education is
no longer a good-to-have, it is essential for your child
to get a head start in life. Your greatest gift to your
child is to provide him with the opportunity to be the
best that he or she can be. Life however is uncertain,
and if any calamity should befall the parents, the children
may be left in the lurch, without sufficient financial
support to complete their education. Early planning to
secure your child’s education is therefore of paramount
importance, especially in light of today’s rising
costs of education.
ESTATE PLANNING — We
advise our clients on estate planning, from preparing
their wills to creating trusts, reducing inheritance
tax and effectively passing on their inheritance smoothly
to their next of kin.
RE-FINANCING AND RESTRUCTURING OF LOANS — Many
homeowners are paying high interest
rates on their housing loans. By re-financing
the housing loan, you can reduce
your financing rate and enjoy substantial
savings in the long term.
PLANNING — By
2030, one in five Singaporeans will be above the age
of 65. With this greying population, the responsibility
to support the elderly will rest on the working population
of the future - your children. You need to plan early
for your retirement to avoid being a heavy burden for
your children when the time comes. Today, advances in
medical science are helping people to live longer, though
not necessarily healthier. You need to think about rising
medical costs as well as the lifestyle and standard of
living that you would like to continue living after retirement.
You need to start planning now to ensure you will have
a golden retirement.
INVESTMENT PLANNING — Equities,
bonds, funds and unit trusts are all different creatures
of investments with different pros and cons. We can help
you choose the right investment products that match your
risk profiles and needs.
MANAGEMENT — It
is a criminal offence to evade taxes, but not if you
avoid them. Tax avoidance is the tactics of arranging
your finances such that you minimise your tax liabilities
and maximise your income and profits. There are many
strategies to reduce your personal income taxes and our
consultants are able to provide practical tips and consultancy
to lower your tax payable.
BENEFITS — There
are many benefits in investing in a group insurance for
your employees. These can include medical care, life
and disability care for your employees and even their
families. Such plans can improve the desirability of
working in your company and attract top talent to your
business. Because of economies of scale, you will be
able to provide insurance coverage to you and your employees
at a much lower cost than if purchased individually.
You also increase the likelihood of staff retention,
especially if your competitors do not offer similar care.
Employee morale is boosted and you can deduct the premiums
as a business expense against your tax.
RISK MANAGEMENT — Risk
management is an important facet of everyone’s
life and is one of the main areas that we specialize
in. Risk management focuses on taking steps to cushion
yourself, your family and your assets against unforeseen
events and circumstances that would otherwise take a
financial toll on you and your family. <MORE>
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